Privacy Policy

1. Introduction

Welcome to Doctors Out of Debt ("we," "us," or "our"). This Privacy Policy explains how we collect, use, store, and protect your personal information when you participate in our Wealth Gap Quiz and interact with our website and services.

By submitting your information through our Wealth Gap Quiz, you agree to the terms outlined in this Privacy Policy.

2. Information We Collect

When you participate in the Wealth Gap Quiz, we may collect the following personal information:

• Email Address (required)
• Phone Number (optional)
• Salary/Income Information (as provided through quiz responses)
• Quiz Responses and Results

We do not collect payment information, Social Security numbers, or other highly sensitive financial account details through this quiz.

3. How We Use Your Information

The information we collect is used for the following purposes:

• To deliver your personalized Wealth Gap Quiz results
• To communicate with you regarding your quiz results and related resources
• To provide relevant educational content, tips, and information about debt management and wealth building for doctors
• To send follow-up emails or communications related to Doctors Out of Debt services and offerings
• To improve our quiz, content, and services

4. Who Has Access to Your Information

Only the sole owner/operator of Doctors Out of Debt has access to your personal information. Your data is not shared with employees, teams, or third-party staff for review or marketing purposes.

Your personal information will never be:

• Sold to third parties
• Rented or leased to third parties
• Shared with third parties for their independent marketing purposes

5. Data Storage and Security

We take reasonable administrative, technical, and physical measures to protect your personal information from unauthorized access, loss, misuse, or alteration. These measures include:

• Secure, password-protected access to all data storage systems
• Limited access restricted solely to the owner/operator of Doctors Out of Debt
• Use of encrypted connections (SSL/TLS) where applicable

While we strive to protect your information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

6. Data Retention

We will retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, or as required by law. If you would like your data deleted, you may contact us at any time (see Section 9).

7. Your Rights and Choices

You have the following rights regarding your personal information:

• Opt-Out of Communications: You may unsubscribe from our emails at any time by clicking the "unsubscribe" link at the bottom of any email or by contacting us directly.
• Access Your Data: You may request a copy of the personal information we hold about you.
• Request Correction: You may request that we correct any inaccurate or incomplete information.
• Request Deletion: You may request that we delete your personal information from our records.
• Withdraw Consent: You may withdraw your consent to data processing at any time.

To exercise any of these rights, please contact us using the information in Section 9.

8. California Residents (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to request deletion, and the right to opt out of the sale of personal information. We do not sell your personal information.

9. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us at:

10. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically. Your continued use of our services after any changes constitutes your acceptance of the updated policy.

11. Consent

By participating in the Wealth Gap Quiz and submitting your personal information, you consent to the collection and use of your information as described in this Privacy Policy.